Cash back credit cards can be a great way to earn rewards for the things you buy every day. The typical cash back rate is 1%, although some cash back credit cards offer a higher percentage for certain purchases like groceries and gas. Keep in mind that these cards generally require a good to excellent credit rating for approval and often come with a higher interest rate. If you carry a balance month-to-month, you'll probably end up paying many times over in interest what you get in cash back.
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