Bank of America® Cash Rewards Credit Card

If you’re struggling to tame your bloated credit card balances, the right balance transfer card could help you save money on interest and shed your debt more quickly. ust pay close attention to terms and balance transfer fees before applying, and remember that balance transfer credit cards generally require a good to excellent credit rating for approval.

• No annual fee
• $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
• Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
• No changing categories and no expiration on rewards
• 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
• Get a 10% customer bonus every time you redeem your cash back into a Bank of America? checking or savings account
• If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

• No annual fee
• Cash bonus offer
• Cash rewards

• If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards