Discover it® Secured Card - No Annual Fee

People with excellent credit(549 and lower) are somewhat limited to apply a credit card, choose from secured and unsecured credit cards may be the best way to start establishing or rebuilding your credit.

• No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
• Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
• We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
• Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
• Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
• New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
• Click "APPLY NOW" to see rates, rewards, FICO? Credit Score terms, Cashback Match%u2122 details & other information.

• No annual fee
• Reports to the three major credit bureaus
• Offers rewards and a sign-up bonus
• Chance to upgrade to unsecured account after 8 months

• Requires minimum deposit of $200
• Discover cards not widely accepted outside the U.S.