Discover it® - 18 Month Balance Transfer Offer

Advertiser Disclosure

Card Information

If you’re struggling to tame your bloated credit card balances, the right balance transfer card could help you save money on interest and shed your debt more quickly. ust pay close attention to terms and balance transfer fees before applying, and remember that balance transfer credit cards generally require a good to excellent credit rating for approval.

Card Details

  • New! Free Social Security Number alerts, we%u2019ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you%u2019ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Basic Information

Institution
Discover
Rating
5.00
Sign Up Bonus
You could turn $150 into $300 with Cashback Match%
Annual Fee
0

Pros

  • Bonus cash back categories
  • No annual fee
  • 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months
  • No foreign transaction fee

Cons

  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better
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