Chase Sapphire Preferred® Card

If you're a frequent flyer or road warrior, an airline or travel card will help you earn perks faster. These cards are generally recommended only if you pay off your balance in full every month. They tend to have a higher interest rate, which means you could end up paying many times over in interest for the airline miles you accumulate. Keep in mind that these cards generally require a good to excellent credit rating for approval.

• Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
• 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
• Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
• No foreign transaction fees
• 1:1 point transfer to leading airline and hotel loyalty programs
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
• No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

• A large bonus
• No foreign transaction fee
• Cool factor - metal card
• Earn more points on travel and dining at restaurants
• Premium travel protection benefits

• $0 intro annual fee for the first year, after that $95 per year