Citi / AAdvantage Gold World Elite™ Mastercard

If you're a frequent flyer or road warrior, an airline or travel card will help you earn perks faster. These cards are generally recommended only if you pay off your balance in full every month. They tend to have a higher interest rate, which means you could end up paying many times over in interest for the airline miles you accumulate. Keep in mind that these cards generally require a good to excellent credit rating for approval.

• 0% Intro APR on balance transfers and purchases for 15 months; after that, the variable APR will be 16.99% - 24.99% based on your creditworthiness*
• There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
• Earn 25,000 American Airlines AAdvantage? bonus miles after making $750 in purchases within the first 3 months of account opening*
• Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
• Earn 1 AAdvantage? mile for every $1 spent on purchases
• Reduced Mileage Awards: Fly for 5,000 fewer AAdvantage? miles roundtrip to select destinations

• Lower annual fee than other American Airlines cards
• Discount on inflight food and beverages
• 0% APR period on balance transfers

• Has annual fee
• No free checked bag or preferred boarding
• No bonus rewards rate for American Airlines purchases
• Has foreign transaction fee