Chase Freedom®

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Card Information

If you’re struggling to tame your bloated credit card balances, the right balance transfer card could help you save money on interest and shed your debt more quickly. ust pay close attention to terms and balance transfer fees before applying, and remember that balance transfer credit cards generally require a good to excellent credit rating for approval.

Card Details

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
  • Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores
  • Unlimited 1% cash back on all other purchases - it's automatic
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Basic Information

Institution
Chase
Rating
4.60
Sign Up Bonus
Earn a $150 Bonus after you spend $500 on purchase
Annual Fee
0

Pros

  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chase%u2019s Ultimate Rewards site to earn more cash back

Cons

  • If you value simplicity, a flat rate cash back card may be better
  • A foreign transaction fee
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