Capital One Quicksilver Cash Rewards Credit Card

If you’re struggling to tame your bloated credit card balances, the right balance transfer card could help you save money on interest and shed your debt more quickly. ust pay close attention to terms and balance transfer fees before applying, and remember that balance transfer credit cards generally require a good to excellent credit rating for approval.

• One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
• Earn unlimited 1.5% cash back on every purchase, every day
• Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
• No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
• 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
• Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
• Pay no annual fee or foreign transaction fees

• High rewards rate and no minimum redemption
• No annual fee or foreign transaction fee
• 0% APR period
• Sign-up bonus

• Other cards have longer 0% periods
• No bonus rewards categories
• Requires good/excellent credit